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Your home is probably your most valuable financial investment. But it�s so much more than that! Your home represents your family, your lifestyle, your escape from the world outside, and that reward for years of hard work and dedication. Home Insurance Quotes Online 2015 And Farmers understands how vital it is to protect that. That�s why we've spent 85 years building a Smarter Choice in Home Insurance. With Farmers Home Insurance, you get so much more than just coverage. Farmers free built-in benefits go beyond standard home coverage Smart homeowners deserve smarter protection. That�s why Farmers includes our benefits package in every Homeowners policy, giving you the extensive coverage you need without the added costs. Farmers Smart Homeowners Policy goes beyond other�s basic coverage with: Claim Forgiveness Bad things happen, even to good homeowners. That�s why Farmers waives the surcharge for a home claim if you go 6 or more years without filing one. Cosmetic Damage Coverage Your home just went through a real rough time. There�s some functional damage, and right now it looks the worse for wear. Well Farmers will cover any reasonable cosmetic damages to your home when you file a claim for the functional damages.* Customize your Home Insurance policy with Plenty of Coverage Options Farmers knows that when it comes to your home, bare bones, �one-size fits all� coverage just won�t cut it. You need insurance you can count on, and coverage you can make your own. After all, every house isn�t the same�so why should every homeowner�s policy be? That�s why Farmers offers a variety of smart coverage options, to let you build your homeowners policy your way. So when the unexpected happens, you know that your insurance will be there working for you, exactly the way you need it, to make things right again. See all of our Homeowners coverage options. Start today, by getting a quick free Home insurance quote online, or call 1-888-327-6335 to speak with a helpful Customer Service Agent.